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How to Properly Record a Car Accident

Posted by on Jun 23, 2016 in Car Accidents | 0 comments

Car accidents usually leave the people involved shocked, stressed, and injured. According to personal injury lawyer, Ali Mokaram, “All driving accidents can lead to injuries” including head or brain injury. Often times in that moment it is difficult to remember all that is needed to document the case should there be any conflicts. Especially if a driver is planning on an insurance claim or lawsuit, it is best to be prepared with as much evidence as possible.

One of the most important documents to obtain is a copy of the police report which is usually filed as an “incident” or “accident” report. After an accident it is essential to have a police officer inspect the scene. An official report for even what seems like an insignificant accident can prove very beneficial to secure a case. In a legal battle, it is also ideal to obtain the following:

Medical Records – According to the car accident lawyers at Karlin, Fleisher & Falkenberg, is it important to keep “All receipts for all the medical and rehabilitative care you have undergone.”
Vehicle Damage Estimates – It is especially helpful for an insurance claim if there is documentation determining the worth of the vehicle. According to the DMV, if total loss occurs, “Insurance will only cover the fair market value or actual cash value of the car.”
Photographs of the Scene – Be sure and not only get pictures of the damage but include landmarks, license plates, and the interior of cars.

Lastly, it is a good idea to keep a journal documenting everything one can remember about the incident. Include anything from the initial stages of the crash, who was driving where, the speed of the cars, and any witness accounts. Car accidents are a difficult thing to recover from and so being as thorough as possible in reporting the accident can prove helpful for a driver’s body and bank account.

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Car Damaged Not at Fault – Who Pays?

Posted by on Jun 22, 2016 in Car Accidents, Car Damage | 0 comments

Car accidents are usually more of a financial stress than a physical one. Even if one is lucky enough to not have caused the accident, dealing with the consequences of a damaged car, and possibly a damaged body, are complicated matters. According to Milwaukee car accident lawyer, “Car accidents claim thousands of lives every year in addition to causing millions of injuries.” With automobile accidents being so common, it is in a driver’s best interest to know their financial rights in the situation.

If both the at-fault driver and the other driver have insurance, then it is important to first report to both insurance companies what happened. In most instances, the at-fault driver will pay for the damages. How much is paid is determined by their coverage amount, and yours. If they can’t cover all the damages, a likely situation, then you might have to pay a deductible. If the other person is at-fault it is likely that you will get your deductible paid back.

A horribly common situation is when the at-fault driver has no insurance and the other driver does. According to LaMarca Law Group P.C., “A lot of people think that they cannot afford the costs of car insurance, whether due to a lower income or higher monthly financial obligations.” While that driver will most likely face harsh legal penalties, you might suffer financially. If you have certain coverage, then your insurance should pay. In the case that the damaged driver has no insurance, then the state law determines their fate.

Determining the damage of the car is also an important matter. According to the DMV, “Your car is considered a total loss if the amount of the damage is more than the total value of the car.” If the not at-fault driver’s car is a “total loss” then it will be more difficult to not have to pay out of pocket for the damages. Overall, the seriousness of the financial burden always depends on the type of insurance of both drivers, if insured at all.

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